Thursday, March 15, 2012

Fixed Mortgage Rates set to Rise

Well, after telling you that bank overnight rates are not likely to rise, today I have to tell you that fixed mortgage rates are set to go up by .25%. Why? bond rates. Mortgage rates are directly tied to bond rates and the spread between bond rate returns and mortgages has spread over the past couple of weeks. As a result, we can expect rates to go up a little bit. You can avoid the rate increase by getting a pre-approval today . Apply online at my website and I will get you a 90 day rate hold. You can then safely go out house shopping or if you want to refinance we can arrange that as well. Apply at
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Friday, March 2, 2012

Google keeps your web history

I don't want to panic you, BUT . . .

We search on the internet all day, every day, for information. Houses, illnesses, people, events, books . . . you name, we search for it.

But have you ever searched for something on Google that you wouldn't want the WHOLE WIDE WORLD (or the WWW) to know about?

Well, look out. If you have a Google account, Google has changed their Privacy Policy today, and everything that you have ever searched for in a Google search will now be publicly available unless you do something about it.

So if you want to clear out your web history and keep Google from keeping PUBLIC record of where you search, here are some simple steps to help you out:

Go to your Web History and enter your password if prompted to do so.
If your web history is ON, the list of sites that you have visited that have been recorded by Google will be displayed.
Click on the "Remove All Web History" button.
They will ask you (because you really don't mean it, right?) if you are ". . . sure you want to clear your entire web history? Your web history will also be paused." Oh, yes, YOU'RE SURE.
You should then see "Your search history is currently empty" and that your "Web History is paused" STAY AWAY FROM THE RESUME BUTTON. LEAVE IT PAUSED.
You are now done.

Don't be misled. Google will still be tracking you, and this is not about just clearing your history. But they will not be able to make that information public on their forums, and they can only release it to law enforcement officials in an investigation if you follow the simple steps above. I suggest that you don't Bookmark this and wait for a future time, but that you do it right now (it will take about one minute). Now all of your friends won't find out that you were searching for Painted Ladies, when you were actually looking up Victorian Homes.
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